KUALA LUMPUR – After losing his job since a year ago, Doraisamy a/l Mottayan experienced hardship especially when he fell into debts and he could not afford to pay for his house rental, electricity and water bills.
The 48-year-old had to go through the adversity along with his wife, however, the Covid-19 pandemic made it hard for the couple to bounce back.
“My debts for electricity, water is close to RM5,000 now. The electricity supply has been cut off and we have been using candles at night for about six months. So, I need the money to pay my debts,” he said when met my MalaysiaGazette at the Employees Provident Fund (EPF) building today.
Sharing his difficulties in paying his debts, Doraisamy was frank that he was truly grateful when the government introduced the i-Sinar programme which enables the contributors to withdraw from Account 1 according to the categories and criteria provided earlier.
He said, the programme truly is the light at the end of the tunnel for his family as he could no longer bear his burdens.
In expressing his gratitude, the resident of People’s Housing Project (PPR) at Kampung Baru Air Panas placed high hopes to the EPF to simplify his application.
The EPF on Wednesday had listed the criteria of i-Sinar which would be enjoyed by eight million contributors from two categories.
Category 1 involved those who work in the formal sector, self-employment, economic gig, have not contribute to the EPF for a period of time, lost their jobs, housewives or those given notice of unpaid leave.
The criteria for Category 1 is the member do not have EPF contribution for at least 2 months in a row during the application or;
Category 2 is opened to members who are still working but experience the reduction in total income of 30 percent and above.
Meanwhile, a housewife, Zaitun Mohd Zainuddin, 34, is confident that the i-Sinar would be able to help the financial position of her family after her husband’s salary was cut since early March due to the Covid-19 pandemic.
According to her, she would definitely use the money withdrawn from i-Sinar to support the needs of her children including to buy grocery and for daily essentials if her application is approved.
“Alhamdullilah, it is good to help housewives in lightening the financial burdens of their husband who are affected by the Covid-19 pandemic. I truly hope that my application would be approved,” said the mother of three.
Meanwhile, Mohd Jamri Maritim, 46, who works as a security guard expressed his disappointment as the EPF had fixed a strict condition for the withdrawal.
He also expressed his concerns if his employer refuses to cooperate in proving that he qualifies for the Account 1 withdrawal with the required supporting documents.
“Actually, everyone is affected. Even if we have a job, our income reduced. Perhaps I can support myself but I cannot support my family, especially my parents.
“So, if there are not too many terms and conditions, I would also like to withdraw from Account 1,” said the man who went to the EPF to check on his eligibility.
Sharing the tone with Mohd Jamri, a Senior Executive from a private company, Aspar Mahadi Abdul Manaf, 41, hopes that the EPF would simplify the approval process of i-Sinar.
Not only to all eligible contributors, Aspar said that the process needs to be simplified for the M40 group who are also affected during this time.
“Extend it to more contributors, if possible, to all contributor as many are affected and it is our own money. It would be great if we can withdraw it,” he said.
He also praised the EPF for increasing the withdrawal from Account 1 to RM10,000. To him, that amount is sufficient in stabilising their current financial situation. –MalaysiaGazette